Noble Gold Review: Are They Worth It?

In a nutshell, Noble Gold is a trusted, reliable gold IRA company that has been in the business for over 20 years. In this Noble Gold review, you will get the information you need to help you decide whether they are the best gold IRA company for you.

They have financial advisors who can help you set up and choose the type of precious metals IRA you want to invest in, and help you process the gold IRA rollover from any existing retirement account you have, like a 401(k).

Once you've funded your gold IRA account, Noble Gold can make purchases on your behalf and facilitate the transfer of your physical gold to your home or depository of choice. They have a wide network of IRS-approved depositories and you can track your gold as it is transferred. For added transparency, the company will send you photos of your precious metals as they are being deposited into the vaults.

The company's BBB rating is A+ and the Business Consumer Alliance has rated it AA. A top-rated consumer affairs awardee, Noble Gold passes all the standards you have for a gold IRA company.

Here's what you will get with a Noble Gold Investment account:

Noble Gold has been in the gold IRA and precious metals sector for over 20 years. They specialize in gold and silver IRAs, as well as other physical precious metals like palladium and titanium. At the time of writing, Noble Gold investments amount to more than $1 billion in precious metal IRA.

What are the Noble Gold Precious Metals Products?

Noble Gold investment products include:

• Gold IRA
• Silver IRA
• Platinum IRA
• Palladium IRA
• Rare coins and collectibles

Noble Gold has gold coin options, gold bullion, silver coin collections, gold bar options, and IRS-approved platinum and palladium investment products of varying sizes and shapes. If you want to buy a proof coin or rare coins, they offer those as well. For investors who want to build a precious metals IRA account for emergencies, retirement, or generational wealth, these options are a great place to start. 

What Does Noble Gold Offer When It Comes to Precious Metals IRA?

They have gold and silver IRA, as well as palladium and platinum. They have a wide variety of US-minted coins, bullion, and bars, but they also have an extensive list of foreign precious metals from Canada, Australia, and the UK. 

What Type of Metals Should You Have With Your Noble Gold IRA?

Gold is the most popular precious metal in the market, but if you can, it is best to diversify to other precious metals like platinum and palladium. Silver is a great starting point because of its lower buy-in price. 

What Precious Metals Can You Buy with Noble Gold?

You can buy American Gold Eagle coins in the bullion and proof versions. You can also get the America the Beautiful Silver Bullion Coins. 

What are the Noble Gold Investments Royal Survival Packs?

Noble Gold Investments Royal Survival Packs are a disaster preparedness financial package that contains pre-selected precious metal coins, bullion, etc. The contents of the packs are chosen by Noble Gold's experts and are designed for large-scale emergencies. 

These precious metals can be used as currency anywhere in the world. These are purchased not for wealth creation or management, nor to hedge against inflation, but for insurance, in the event of a war, global banking crisis, or political upset. 

Prices of the Royal Survival Pack ranges from $5,000 to $500,000.

When Would I Be Qualified for the Noble Gold IRA Distributions?

You must start taking distributions at 72 years of age if you have a traditional IRA, while there is no age limit on Roth IRAs. You can even pass on the portfolio to your heirs, if you prefer. 

While both traditional and Roth IRAs can be used to set up a self-directed gold IRA account, investors find more value in using a Roth IRA. The way these two IRAs are taxed makes Roth IRAs more advantageous because you pay tax upfront and enjoy penalty-free and tax-free withdrawals and distributions later on. Traditional IRAs are tax deferred, so while you enjoy the benefit of being able to buy more now, you will have to pay taxes on both the capital and the capital gains in the future. You will also most likely be in a higher tax bracket when you retire, so you will end up paying more taxes with a traditional IRA.

Roth IRAs are the best way to create generational wealth. Once you set up the portfolio, you can leave the assets there to appreciate over time and pass it on to the next generation, which they can continue to grow without needing to pay inheritance taxes. 

What are the Noble Gold IRA Fees and Policies?

For gold IRA, the annual fee is $80 and storage fee is $150. These fees cover the insurance cost of the physical precious metals, and they are stored separately from other people's gold. For silver IRA, the annual storage fee in a segregated facility is $225, and $250 if you choose to store it in Noble Gold's Texas depository. If you don't mind non-segregated storage, you can pay as little as $160. 

Silver takes up more space than gold since it is not as dense as gold, hence, the higher storage fees. However, this can be offset by the fact that you pay significantly less for IRA-eligible silver than gold. At the time of writing, silver is only $24/ounce, while gold is $1800/ounce. 

The Noble Gold offer for the minimum required investment and custodianship fees are explained by a financial advisor working at the company, so you need to call them for this information. These fees are usually negotiable, and depending on the size of your initial investment, some gold IRA companies will waive their custodianship fees. A Noble Gold Investments review from a long-term client shows these fees are not fixed, so you can try to get the best deal by talking to an investment advisor. 

What Storage Options Do You Have with Noble Gold?

Noble Gold has a partner depository in Texas and Delaware. Both depositories allow you to visit your precious metals, and they have solid track records for safety. They offer both segregated and non-segregated facilities for precious metals. 

Their depository in Dallas is the International Depository Service, which is an internationally approved depository for precious metals. Your physical gold assets in the United States are insured by Lloyd's of London for an added layer of security. 

In some cases, you can get your precious metals investment delivered to your home via Noble Express. Coins like the American Gold Eagle and American Silver Eagle can be delivered straight to you, so you can put them in a depository of your choice. 

Where Does Noble Gold Store Gold IRA Investments?

Noble Gold has partner depositories in Delaware and Texas.

All Noble Gold assets used to be stored in Delaware, but in 2017, when the International Depository Services was established, the gold IRA company partnered up with them and started offering this option to their investors. 

Can You Possess Physical Assets with a Gold IRA in Noble Gold?

Yes, you can own physical precious metals like the American Eagle gold coin in a Noble Gold IRA account. 

With a Gold or Silver IRA, Do You Own Physical Precious Metals?

Yes, you own the physical precious metals that you have purchased. You can also use your gold IRA account to buy gold-related paper assets or ETFs, which include gold futures and stocks in gold mines. 

What Kind of Benefits Should Gold IRAs Have at Noble Gold?

Gold IRAs benefit from Noble Gold's more than 20 years of experience in the precious metals space. Noble Gold reviews from government audits and clients show they are very reliable in terms of security, transparency, and after-sales customer care. 

You also benefit from their extensive connections to secure state-of-the-art depositories that allows you to track, monitor, and visit your precious metals. Other gold IRA companies like Augusta Precious Metal, Advantage Gold, Birch Gold Group, American Hartford Gold, Regal Assets, Equity Trust, and Patriot Gold Group might not have this network. 

An Augusta Precious Metals review is also available here. You can check out this gold IRA company to make a comparison of their features and fees. 

Noble Gold Investments IRA Reviews: Worth the Fees?

Noble Gold Investments are worth the fees they charge. They are a very reliable and they have many layers of transparency with their clients. From having financial experts guiding you through the process of setting-up your account and purchasing your first gold bar, to sending your photos of your gold being placed into the depository, their customer support is one of the best in the industry. They can even schedule appointments for you to visit your gold in the depository. 

With that said, it must be noted that Noble Gold's fees, while they aren't the cheapest in the market, are like what other gold IRA companies charge. For example, Birch Gold Group charges a one-time fee of only $50, but they charge $200 a year for storage and maintenance. Patriot Gold Group, on the other hand, charges $225 for the initial setup, and $180 a year for maintenance. The companies are roughly within the same price range to stay competitive. 

What Do Customers Say About Noble Gold Investments?

Noble Gold Investments has a solid track record, especially for safety and reliability. Most clients are impressed by Noble Gold's transparency and attention to detail. The company has very few negative reviews, which you can read about here, and they are mostly complaints about the speed of the customer service, or a client transfer issue because their sales associate has left the company and their accounts have not yet been re-assigned. There have been no reviews that talk about Noble Gold as a scam or a fake company. 

Consumer Affairs has compiled 152 reviews from verified customers. Here's what some clients say about Noble Gold: 

Who Owns Noble Gold? 

Collin Plume is the President and CEO of Noble Gold. Plume has built and managed the assets of several clients, and helped them forge generational wealth. He has extensive experience with property insurance, commercial real estate, cryptocurrency investment, and entrepreneurship. 

Which is the Best Gold Investment Plan?

Buying the American Eagle gold coin is one of the best gold investment plan you can take advantage of. The popularity of American Eagles has soared in recent years because investors feel more secure with their quality and purity. Minted by the US government, these gold coins are up to IRA standards and are packaged in a way that it will not be dented or damaged during transfer, so investors have an easier time "qualifying" their gold coin before a gold IRA company accepts it. 

Aside from its popularity and liquidity, the American Eagle gold coin is also cheaper than bigger, and heavier bullion and bars, making it an excellent place to start building your self-directed IRA portfolio. 

What is the Smartest Way to Invest in Gold?

The smartest way to invest in gold is to buy a bit of everything. Just like with stocks, bonds, and mutual funds, diversification is key to maximize your profits in gold. There are plenty of investment products in the precious metals space and having a little of each will help you build a more stable retirement portfolio. 

Aside from physical gold, you can also invest in gold-related paper assets or ETFs. These include stocks in gold mining companies and futures, and they behave much like the stock market. However, they reflect real-world gold prices and are less volatile and more immune to political and economic distress. 

What's Noble Gold's No-Quibble Buyback Program?

The No-Quibble Buyback Program enables you to liquidate your precious metals easily because Noble Gold will buy back your gold, no questions asked, and at any point in the account set-up process.

Conclusion: Are Gold IRAs Worth It?

Gold IRAs are worth it, especially if invested with IRS-certified gold IRA companies like Noble Gold. Precious metals are a great hedge against inflation and offers like the Royal Survival Packs give you more financial security in times of global catastrophe.